How to Get a Car Loan in Kenya with Mogo – Step-by-Step Guide
🚗 How to Get a Car Loan in Kenya with Mogo – Step-by-Step Guide
Looking for a hassle-free way to get your dream car? As a Mogo Kenya agent (use code FB01), I’ve broken down the entire process into simple, practical steps so you can drive away with confidence.
Step 1: Choose Your Car
Pick any car you like—new or used—from a dealership or private seller. Mogo finances up to 80% of the vehicle’s market value with just a 20% down payment :contentReference[oaicite:1]{index=1}.
Step 2: Check Eligibility & Prepare Documents
- Kenyan ID & KRA PIN
- Valid Driver’s License
- 6 months M‑Pesa or bank statements
- Proof of income (payslips/bank statements)
Mogo requires applicants to be aged 23–70 with valid identification and proof of income :contentReference[oaicite:2]{index=2}.
Step 3: Apply Online or In-Branch
Visit Mogo’s car loans page and fill in the application with details like loan amount, repayment term, and contact info. Expected approval time: within 24–48 hours :contentReference[oaicite:3]{index=3}.
Step 4: Get Offer & Sign the Contract
Mogo will send you a loan offer. Visit a branch (e.g., Nairobi, Mombasa, Eldoret, Kisumu) to sign your contract. All repayments are now in Kenyan shillings—no FX risk :contentReference[oaicite:4]{index=4}.
Step 5: Receive Funds & Drive Away
Once everything is signed, funds are sent directly to the seller. You drive off your car and repay via weekly/monthly instalments over up to 60 months :contentReference[oaicite:5]{index=5}.
🔑 Ready to Take the Wheel?
Use my agent code FB01 for personalized support—I'll guide you through every step and ensure a smooth process!
WhatsApp: 0717 423 659 | Email: info@mogo.co.ke
💡 Tips for a Smooth Approval
- Have all necessary documents scanned and ready.
- Choose a repayment period you can comfortably manage.
- Ask me about Mogo’s Best Price Guarantee to match other offers :contentReference[oaicite:6]{index=6}.
- Confirm repayment is in KES to avoid FX-related surprises :contentReference[oaicite:7]{index=7}.
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