Top 10 Questions People Ask Before Getting a Mogo Loan

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Top 10 Questions People Ask Before Getting a Mogo Loan

❓ Top 10 Questions People Ask Before Getting a Mogo Loan

Thinking about applying for a loan from Mogo Kenya? You’re not alone! Here are the most common questions people ask — answered clearly and honestly to help you make the best decision.

Mogo Loan Questions

1. What types of loans does Mogo offer?

Mogo offers car loans, logbook loans, boda boda financing, tuk tuk financing, salary loans, and smartphone loans.

2. How fast can I get approved?

Most loans are approved within 24 hours. Some, like smartphone and salary loans, can be approved in under 30 minutes.

3. Do I need to have a job?

For salary loans, yes. But for logbook or boda loans, Mogo checks your income from business or riding — not just employment.

4. Will I lose my car or bike during the loan?

No. You continue using your vehicle while repaying. Mogo only holds the logbook as security.

5. What documents are required?

A national ID, KRA PIN, proof of income (bank or M-Pesa statements), and for logbook loans — your logbook.

6. How much can I borrow?

Mogo loans range from KES 5,000 (for phones) to over KES 2 million (for vehicles), depending on what you qualify for.

7. Can I apply online or must I visit a branch?

Both options are available. You can apply online at mogo.co.ke or visit any Mogo branch across Kenya.

8. Are there hidden charges?

No. Mogo provides a clear loan contract with all charges explained upfront. Ask your agent to clarify anything before you sign.

9. What happens if I miss a payment?

Mogo offers a short grace period. However, it’s important to communicate early to avoid penalties or repossession.

10. How can I get started quickly?

Contact a registered Mogo agent with your documents. If you're reading this, you can use agent code FB01 for fast service!

📲 Let’s Get You Started Today

Have more questions? Want help applying? I’m here for you! Use my Mogo agent code FB01 and get personalized help.

WhatsApp: 0717 423 659

Loans should be helpful — not stressful. With Mogo, you can borrow responsibly, repay easily, and achieve your goals faster.

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